Disclosure and Example of Title Loan Rate & Fees
Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable
property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer
qualifies for may vary by consumer. Repayment terms start at typically 61 days and can go up to
36 months. Loan proceeds are intended primarily for personal, family, business, and
household purposes. Minimum loan depends on the value of the vehicle. Consumers need to demonstrate
ability to repay the loan.
The following chart contains examples that illustrate the cost of a loan to the borrower. It is for
informational purposes only to show how APR works.
Please let us know if you have any questions or queries. We are happy to answer all questions and provide
any additional information that you may need. Our process is completely transparent, ensuring that you
are able to make an informed decision.
Not all consumers will qualify for the representative examples below. Final rates, terms, and fees may
vary by lender. If you are offered a loan, you will have the opportunity to review the final offer before
accepting. Providing your information on this website does not guarantee approval for a product offering.
There is no charge to use this website.
| Number of Months |
Annual Percentage Rate (APR) |
Finance Charge |
Amount Financed |
Minimum Monthly Payment |
Total of Payments |
| 24 |
35.90% |
$1,086.68 |
$2,615.00 |
$151.24 |
$3,520.80 |
| 36 |
35.95% |
$1,692.37 |
$2,615.00 |
$117.70 |
$4,307.37 |
Disclaimers
There are no penalties for making additional payments or prepayment.
APR is calculated based on all installment periods being of equal length.
Additional fees: Lien fee of $15.00 is financed.
